Are You Ready for the Holidays?

Well they are coming even if you aren’t ready! Now is the time to prepare for the next few weeks. The nature of shopping is changing. You must know how to navigate so you get the best deal and keep more money in your pocket. Here are some tips that will help get you through this holiday season with no regrets and happy gift recipients.

1. Check online 1st. www.blackfriday2011.com already has the latest ads that have been leaked so do your shopping now before you leave your house on Friday. Also, check out www.cybermonday2011.com.
2. Buy online and get the same deals you would in store.  Many times you don't have to fight the crowds because the stores have the same sale prices online.
3. Search your favorite stores for coupons again before you leave your house. Signing up for email lists usually ensures you will get the latest information quickly.
4. Be a fan! Like your favorite stores on facebook and check their updates regularly. Typically, companies run specials, coupons, and giveaways for fans only.
5. Follow them! Twitter can be a great way to ask specific questions about hours, specials, and upcoming events. If your stores have a twitter page be sure to follow them.
6. Subscribe to the many deal sites like www.groupon.com, www.livingsocial.com, or www.dealchicken.com. Be careful that you only buy what you will use though.
7. Make a list! Too many people leave their shopping to guesswork. Lack of planning leads to overspending. This list needs to include all the people you’d like to buy for and how much you intend to spend on them. You may also want to include gift ideas. Then, make sure you total it up and take it shopping with you.
8. Shop with cash. There is nothing worse than a holiday hangover on credit. Who wants Christmas shopping to follow them forever?
9. Don’t forget the small stuff! Make sure you decide on Christmas cards and postage, family photos, meal planning, teacher gifts, decorations, party attendance, etc. Nowadays, very little is free but planning can keep your personal costs to a minimum.

Don’t allow the holidays to wipe you out. You can and should be prepared for Thanksgiving, Christmas, and the New Year. I hope these tips help you to enjoy a Happy Thanksgiving, a very Merry Christmas, and a financially prosperous New Year!