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There are many ways to approach budgeting. We review your situation to understand what kinds of budgets fit your situation.
Goal Setting
Do you know where you want to go?
Sometimes the waters are muddy and you feel like you can’t get ahead financially. So much is going on around you that you’ve never stopped long enough to understand what you really want for your life. During our initial meeting, we will review and assess your current financial status and together, identify your financial goals with realistic dates and develop a plan to meet them. Planning out realistic goals is an essential first step to getting your financial house in order.
Regular Monthly Budget
A monthly Budget is simply a PLAN
When you create your own plan for your monthly expenses you are in control. You have decided what is going to happen and are taking steps to see it to completion. This is your plan not someone else’s. So what I mean when I say “take the straight-jacket off” is to release you from any restrictions. Get rid of the notion that it is bondage and embrace the fact that it can be your financial pathway to success. We will create a budget that is tailor-made just for you.
Spending Plan
Do you know how to allocate the money from your paychecks?
Or do you feel like you are wandering aimlessly in your financial situation without ever really gaining ground? This plan is perfect for those who just cannot seem to pay bills on time or seem to come up short when bills come due. Anyone who would like some guidance in creating a sound financial roadmap and prioritizing the bill for each month will benefit from a spending plan. It is what makes the budget work.
Debt Reduction Strategy
Do you have consumer debt like credit cards, car loans, student loans, etc?
Debt consolidation is not the answer. Solid financial management principles put into practice will produce life-long results. We will create a debt reduction strategy designed to keep you in the driver’s seat. You will know exactly how much to pay each creditor and how long it will take you to get out of debt. Let’s free you forever!
Savings Forecast
Are you debt-free and have already begun to build your net worth, but need help with planning your future?
This plan will help catapult you to the next level! We will review your current status and help you plan for retirement, college funding, starting a business, home move-up, etc.
Yearly
Do you currently operate by a monthly budget, but still have trouble planning for the larger expenses that come up?
It may be time to take things up a notch. Forecasting for the entire year is a great way to clearly see what is happening at all times and tempers the ebbs and flows of your monthly budget. You will see your financial calendar all in one place.
Non-Monthly Bills
Do you know how to plan for your car registration, quarterly HOA fees, etc?
These things seem to pop up out of nowhere and most of the time people have to scramble to find the funds. This stress can be a thing of the past. We will create a non-monthly plan that once in place will allow you to stay ahead of the game.
Check Register
"But I don't use checks!"
I hear these words all the time. The check register is not just about writing checks. It involves getting clear on where every dollar you spend is going. We live in such a fast paced society that many people don’t take the time to perform checks and balances. It seems like a foreign language to discuss writing down everything you spend, but it is the key to staying on target with your budget strategy. We will create a tracking plan that works just for you. |
