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Welcome to our new subscribers
this month! You are now a part of a growing group of people receiving
tailored solutions to common budgeting concerns. Feel free to share this
newsletter with anyone you wish. Your email address will not be used for
any other purposes.
Enjoy!
Ericka Young
Manage your resources daily
Many people believe that they
are too busy to take the time to get organized financially. Even though
they want to see positive financial change in their lives and know it is
a priority, most people still donât sit down and write a plan of action.
They will spend more time reacting to financial disasters and mistakes
than planning for what will definitely come. Letâs face it.
The air conditioner will need maintenance.
Your children always need shoes.
And let it be no surprise that your auto license and tags must be
renewed every year. Begin to
anticipate those everyday natural occurrences by having a plan ahead of
time. No it doesnât need to be set in
stone or disrupt everyone in the household for it to be a success, but
it should encompass the way you want your household finances to flow. It is stressful for bills to come
due and you donât know where the money is coming from. Your budget is your plan.
It doesnât have to be difficult
to begin a plan that works just for you. There are specific techniques
and/or tools you can use to gain control over your money rather than
allowing it to control you.
The first step is a reality check. One of the services that I
provide is the purchase and setup of software packages that give you a
running balance of your accounts.
My clients are thrilled to finally have something in place that will
record their spending habits historically so they can more accurately
plan for the future. This
tool is simple to use and easy to become addicted to. If you donât currently keep a
checkbook, want to manage your resources better, and own a computer this
tool might be for you. By
using a software tool you can:
đ Manage all your
financial accounts in one place
đ Participate in online
banking
đ Track spending for
long periods of time without adding it up yourself
đ Monitor and schedule
bills
đ Pull multiple reports
and account registers
đ And much more!
The response from using these
tools is amazing! Every
person now using this tool is addicted to controlling their money! Once you get started using it for
some reason you canât stop!
What many didnât know initially is that a small investment of time and
resources pays many times over in reduced financial stress. Sometimes
just knowing what you have is freeing because ignorance when it comes to
your finances is not bliss!
Do What The Wealthy Do
Thomas J. Stanley, Ph.D. and
William D. Danko, Ph.D. have done a fantastic
job of researching, analyzing, and presenting the habits of todayâs
American millionaires in their book ăThe Millionaire Next Door.ä One of the questions they ask the
reader is: ăDo you know how much your family spends each year for food,
clothing, and shelter?ä
According to their research, about two-thirds of the millionaires
surveyed could answer yes to this question. Some may wonder why anyone with
that kind of money would care about how much they spent in any given
category. I believe it is
because they understood and controlled their spending before they became
millionaires. Tabulating, or
adding up all expenses, helps control consumption. Often you will see areas of
improvement instantly when it is laid out in front of you. You will make better spending
decisions because you know where all your income goes. You will be able to easily see if
your financial goals are being met.
The software tools I mentioned above will help you tabulate your
spending and that simple step could help you become a millionaire too! Get hooked today!
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June 2006
ăSmall things
are small things but faithfulness with a small thing is a big thing.ä
-
Hudson Taylor
From now on
anyone who refers a new client to Tailor-Made Budgets will receive a $20
gas card. So get the word
out and enjoy a free gas on me!
If you would
like to continue receiving e-newsletters like these each month, be sure
to check out my website and sign up.
Anyone who signs up for these
services in June will receive the software for free with the setup and
tutorial purchase. If you
already have a financial software tool on your computer I will come and
get you started with a setup and tutorial at a discounted rate.
Call
now to reserve your setup session!
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