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Welcome to our new subscribers this month! You
are now a part of a growing group of people receiving tailored solutions
to common money and budgeting issues. Feel free to share this
newsletter with anyone you wish. Your email address will not be used
for any other purposes.
To
Your Success!
Ericka Young
Ericka Young Speaking at
Faith Christian Center!!
Are you ready for a new beginning in 2008?Ê Do you see the possibility of a fresh
start in your financial life this year?Ê
On Wednesday, January 16,
2008 at 7pm
Ericka Young will be speaking at Faith Christian Center in Phoenix, AZ!Ê If you
are looking to make a positive financial change in your life be sure to come and hear Ericka’s talk.Ê It will be informative, fun, anointed,
and right on time!Ê God has a
word in due season about your finances for 2008 that you don’t want to
miss!Ê Mark your calendar now to
attend.Ê It is
FREE of charge and child care will be provided.Ê For directions to the church and
contact info visit www.fcc-phx.com.
ÊSee you
there!
Get SMART in
2008!
Happy New Year! ÊAre you ready for what is ahead?Ê Have you prepared for what is coming
next?Ê Do you have a plan for
what you want to see happen in the next 12 months?Ê Are you ready for your next
level?Ê Is your expectation for
greatness set on BLAST???Ê I am
here to tell you that without a plan your New Year can turn out exactly
as it did last year.Ê Repeat… is
that what you want?Ê A plateau or
consistent and predictable path is BORING!!Ê Shake your life, expectation, and
results up with a goals plan that works!
If you are ready for something
great in 2008 you have read the right email!Ê First of all, you need to decide what
it is you want to see in the New Year.Ê
Sit down, relax, and reflect.Ê
What went well in 2007 that you want to see accelerate in
2008?Ê What would you never want
to happen again?Ê What is
something new you would like to explore?Ê
- Write
down all of your observations of 2007 and what you anticipate in
2008.
- Prioritize
your goals and write down the top 3 goals you’d like to achieve in
2008. ÊÊWhat are the 3
things you couldn’t live without achieving by 12/31/08?
- Make
your goals SMART.Ê
S – specific
What area of your
finances needs the most improvement (credit score, check register,
budgeting, communications with spouse, etc)?
M – measurable
How many times will you check
your credit score this year to see the improvements?Ê How often will you hold budget
meetings with your spouse?
A –
action-oriented
Use action words to describe what
you will DO.Ê You can’t achieve a
goal without movement.
R –
realistic
Have you created a goal that can
truly be accomplished given your resources, talent, time,
etc?
T –
time-bound
A goal is only a dream without a
date associated with it.Ê Make
sure to give yourself a deadline for your goal.
SMART Goal Example: Create a household budget by
the 28th of the each month for the entire year of
2008.
This goal is specific because it
refers only to creating a budget and nothing else.Ê There will be 12 budgets created for
the year so you can track the number of budgets created by
12/31/08.Ê ‘Create’
is the action word used to describe what will be done.Ê It is realistic because it doesn’t
say all 12 budgets need to be created by 1/1/08.Ê You
aren’t pushing yourself too hard right away.Ê It is time-bound because each of the
budgets must be created by the 28th of each
month.
Goals help you accomplish exactly what you want
in the time you need it done.Ê
What are you waiting for?Ê
Set a SMART goal today and get moving now!
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January 2008
Happy New Year!!
“…
Write the vision, and make it plain upon tables, that he may run that
readeth it.”
-
Habakkuk 2:2
-
Chris and Ericka Young are Dave
Ramsey Certified Financial Counselors!Ê
Call (480)
200-2516 today for a free
30 minute consultation to see how they can help you achieve your
dreams and goals!
Anyone
who refers a new client to Tailor-Made Budgets will receive a $20
Costco card.Ê So get the word out
and enjoy my favorite shopping spot!!
TMB Answers!
Do you have questions that need answers?Ê The issues and concerns you have
about money are not yours only.Ê The
answers to your questions can help someone else.Ê Let me know the questions you need
answers to and they will be answered in the next newsletter for
everyone’s benefit.Ê Don’t be
shy… no one will know you asked the question but everyone will gain
more insight and wisdom from the answers provided.Ê
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